Surprising Statistics on Car Insurance For Teenagers

Have you ever seen a teenager driving their car with one hand on the wheel and the other wrapped around their cell phone with your thumbs frantically plunking on the keyboard? It happens all the time. There is no discipline when it comes to teenagers, and all is to look for now. She can not wait until you get out of the car. Fabric while driving is one of the leading causes of teen car accidents in the United States.

SMS-driving epidemic is just the tip of the iceberg. The rest of the statistics about teenagers and accidents are just as stunning. According to the Center for Disease Control and Prevention, for all the people who get in accidents, there are four to one ratio between young and older drivers, respectively. This means that people aged four p.m. to seven p.m. are four times more likely to be the vehicle operator in a car accident than people who are older than them.

Teenage drivers are more likely to drive erratically, follow too closely, driving too fast, not negotiating turns and lane changes, ignore my mirror and not recognize dangers on the road. They are more likely to drive late hours at night when most accidents occur and they are more likely to drink alcohol. Hey, do not get me wrong, you may not be prone to all these pitfalls, but these are the tendencies of young people as a large group. And those numbers show that as a group, young people show evidence of lack of control.

auto insurance numbers follow the tee. They care about only one statistic - their profit margin. So when a new teen driver requests that the new car and need auto insurance for it, auto insurance companies automatically place the driver in high-risk category. So, getting a new auto insurance for teenage drivers more expensive than it is for older drivers with clean records. Auto insurance companies will have to examine it further in that the teenager, where they drive, what time is it in a day are normally drive, how often they use their vehicle.

Although, auto insurance companies can offer some leniency for the young people who live in low-risk areas of the country in cities where nothing really bad happens. But even then, teenage car insurance is higher than for older drivers.