Epilepsy Travel Insurance

Diposting oleh Insurance ~ Guide



Whether you live with well-controlled epilepsy or suffer regular attacks, the fact that your diagnosis will be of interest to your travel insurer. Registration of epilepsy does not necessarily mean that you will be charged, but do not mention it could lose its policy.

There are hundreds of travel insurance providers and it would be wrong to assume that all travel insurance policies are the same. When it comes to epilepsy travel insurance, the burden falls on the buyer to ensure that policies purchased suit individual needs. To avoid any shocks, the dreaded small print is always worth a look.

medical insurance statements differ. Some will ask if you have suffered attacks that require hospitalization in the past 12 months, if not a wave through the standard policy. Others will want to know if you ever 'suffered a seizure. Either way, if you fall outside the medical declaration, you will be subjected to medical examination (risk assessment) and questions about his health. When applying for epilepsy travel insurance, you will be asked questions such as:

1 If you wake up or lose consciousness during a fit / seizure?
2nd How it fits / seizures you had in the past four / six months?
3rd How unplanned hospital have had epilepsy for the past 12 months?
4th How many different types of drugs that are prescribed for epilepsy?
5th How long ago was your first fit / seizure?
6th If you have medical condition caused by a brain tumor, or epilepsy?

applicant provided answers will affect the outcome of the premium, for example, a person who has suffered more than three attacks of loss of consciousness in the last four weeks will be charged more. In this case, the insurer can take a look at the unstable epilepsy, a higher risk of claim and therefore, the burden of premiums. If the insurer feels the risk is too great, they can even refuse pokriti.Naplatiti rates insurers can vary by several epilepsy travel quotes before you commit.

Although including a cover of epilepsy is not mandatory, it is highly recommended to cover the outside, no matter how much you are sure that no complications will arise from epilepsy, while on vacation. The purpose of travel insurance is to protect the unthinkable should happen, so no sense paying for a policy that is off. Policies often state, unless your health is covered, nothing relating directly or indirectly state will not be insured.

for more tips on traveling with epilepsy, consult a lot of epilepsy charities such as the National Society for Epilepsy, which offer services for epilepsy sufferers.

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